Defense Base Act Insurance
DBA provides workers’ compensation protection to civilian employees working outside the United States on US military bases or under a contract with the US government for public works or for national defense. American law requires all employers to secure Defense Base Act (DBA) workers’ compensation insurance for American military or public works outside of the States and provides cover for injury incurred by an employee arising out of the course of employment.
Schedule for Permanent Loss.
The Defense Base Act of 1941 covers employment activities like:
- Work for private companies on the U.S. army installations or on any grounds utilized by the U.S. for military purposes outside of the U.S., incorporating those in U.S. Domains and assets
- Work on open work contracts with any U.S. government office including development and administration contracts regarding public safety or with war exercises outside the U.S.
- Work on contracts endorsed and financed by the U.S. under the Foreign Assistance Act, which in addition to other things accommodates money offer of military hardware, materials, and administrations to its partners, if the agreement is performed outside of the U.S.
Many overseas federal contractors are required to be covered by DBA, which mandates that they provide workers’ compensation insurance for their employees. As the US military increased operations in Afghanistan and Iraq the Defense Base Act programme has grown massively.
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