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Country Guides

Somalia Insurance

Since the collapse of the central government in 1991, Somalia has been subject to widespread violence and instability. A Transitional Federal Government (TFG) was established in 2004 to guide the country to a more representative government. However, the TFG remains fragile and lacks the capacity to provide services in Somalia. The foreign terrorist group al-Shabaab attacks the TFG and its allied forces regularly in Mogadishu and in regions outside the capital, and commits terrorist acts throughout Somalia, including kidnapping for ransom. Inter- and intra-clan violence also frequently occurs throughout the country.

In 1991, the northwest part of the country proclaimed itself the Republic of Somaliland and maintains a separate regional governing authority; however, Somaliland has not received international recognition as an independent state. The northeastern section of Somalia, known as the semi-autonomous region of Puntland, has also made efforts to establish a regional governing authority but has not claimed independence. Somalia's economy was seriously damaged by the civil war and its aftermath, but the private sector is trying to reemerge. Tourist facilities are non-existent.

Whether you are a journalist working in the field or if you work for a commercial company operating in Somalia, we have specialist insurances that will cover your needs.

Somalia Insurance Products

We have a range of insurances which we believe should be considered in helping to protect your people, projects and assets in Somalia:

War and Terrorism Insurance

Our ‘A’ rated War and Terrorism cover can attach to a number of the specialist Somalia solutions that we offer including cargo, construction, property and people.

Kidnap and Ransom (K&R) Insurance

The Kidnap and Ransom response teams that we use have a high level of training and proven experience.

Emergency Evacuation Insurance

Our third party assistance company, Specialty Group, uses advanced technology and multilingual evacuation coordinators to provide a rapid and streamlined response to a political or medical crisis situation anywhere in Somalia.

Personal Accident Insurance

Our  Personal Accident Insurance includes War and Terrorism cover as standard. Medical Evacuation expenses can also be included and our cover is flexible, cover can be taken for short or long periods. 

Health and Medical Insurance  

Our Regional Medical and Health policies provide the essential elements of hospital care and treatment. Cover includes in and day-patient hospital treatment, including injury and illness resulting from acts of war, terrorism and kidnap.

Liability Insurance

Professional and general liability cover is important when embarking on an international project in Somalia. We can also provide Comprehensive Liability and Professional Indemnity insurance for companies providing consultancy, technical assistance or advice.