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Country Guides

Democratic Republic of Congo Insurance

The Democratic Republic of Congo (DRC) can be an extremely difficult country to operate in. After years of war and corruption there are a number of key challenges for the government to overcome, including developing the country’s infrastructure, effectively managing economic development, building civil society, improving security and the rule of law, and strengthening the political and legal frameworks.

It is essential that insurance protection is fully considered prior to travelling to, or working in the DRC. Whether you are a nongovernmental organisation helping to address humanitarian needs in the DRC or a commercial company involved in developing the country’s business sectors, such as mining operations, we can help you to get the protection and cover that you need whilst working there.   

Democratic Republic of Congo Insurance Products

Warzone cover offers a range of insurance products that should be considered. As a specialist broker for challenging and emerging markets, we are able to provide insurance solutions that are specifically tailored to the difficult and challenging environments you may face:

War and Terrorism Insurance

Our ‘A’ rated War and Terrorism cover can attach to a number of the specialist DRC solutions that we offer including construction, property and people.

Kidnap and Ransom (K&R) Insurance

The Kidnap and Ransom response teams that we use have a high level of training and proven experience.

Emergency Evacuation Insurance

Our third party assistance company, Specialty Group, uses advanced technology and multilingual evacuation coordinators to provide a rapid and streamlined response to a political or medical crisis situation anywhere in the DRC.

Personal Accident Insurance

Our Personal Accident Insurance for the DRC includes War and Terrorism cover as standard. Medical Evacuation expenses can also be included and our cover is flexible, cover can be taken for short or long periods. 

Health and Medical Insurance  

Our Regional Medical and Health policies provide the essential elements of hospital care and treatment. Cover includes in and day-patient hospital treatment, including injury and illness resulting from acts of war, terrorism and kidnap.

Liability Insurance

Professional and general liability cover is important when embarking on an international project in the DRC. We can also provide Comprehensive Liability and Professional Indemnity insurance for companies providing consultancy, technical assistance or advice.